The wedding loan is one of the most interesting solutions for all those who are looking for personal loans to face this particular ceremony which, on balance, turns out to be very expensive. This financing solution is usually granted by most financial companies and there are no particular problems in obtaining it, provided that sufficient guarantees are provided.
Loans for the wedding dress
We know how expensive the wedding dress can be, it does not rain on this, especially that of the woman. For this reason, wedding dress rental services were born, precisely to meet the needs of those who, although wanting to marry, prefer not to buy a dress to be used for a single day. On the other hand, if your desire is to own the dress with which you will go to the altar but the cost seems excessive, you may decide to finance it with the wedding loan .
This financing, in fact, covers all the expenses related to the ceremony, including the cost of purchasing the dress.
Loans for the wedding reception
The same applies to the cost of the wedding reception , or the practice with which, after the wedding in the church or in the municipality, you go to a restaurant with all the guests to celebrate this happy day. The bill of the reception can also be very “salty”, it depends on how many guests are there, considering about 100 ?? per person, also because you cannot have a skinny wedding reception: you only get married once in a lifetime (or at least, you should). Wedding loans are excellent solutions to defer the payment of the restaurant bill, making everything lighter.
Government Agency loans for marriage
When it comes to loans for the spouses, the conditions are very advantageous and facilitated also for those who are employees of the public sector . In this case we can speak of ex-Government Agency loans, given that this institution was the one that managed the retirement speech of the employment relationship by state or public worker in general. Today, for all employees, loans for the spouses are very advantageous and are granted at always interesting and convenient conditions. We can rightly speak of subsidized loans for marriage to indicate loans granted at interest rates cheaper than normal.
The same goes for loans for the marriage of a child: all employees or retired workers (Social Security or ex-Government Agency) can apply for marriage financing at always advantageous conditions.
Loans for the honeymoon
The funding for a wedding (though for a child) allows you to pay in installments even the honeymoon. Usually, for this particular event, we tend to make a super nice trip: the United States, the Caribbean, Australia, Japan. The more you can get away from Italy the better. Cruises are also a particularly popular honeymoon. The loan obtained by marriage allows you to pay in installments the cost of travel purchased online or through a travel agent and represents an interesting alternative (at least for this particular event) to travel and vacation loans and loans for cruises .
Loans for video film and photo album
Another expense that can usually be financed with a loan for the spouses is the wedding video and the photo album of the same. The photographer, for this particular day, could ask for even particularly high amounts, in consideration of the fact that one must be simply perfect and that he may need some help from some collaborator as well as a particular equipment. The photo album is an indispensable thing in a wedding and must be enriched with images taken both before the ceremony and during the same, both before lunch in the restaurant and during the same, also with the guests.
Loans for wedding accessories
One last expense that can be done with this type of loanit is the one related to the purchase of wedding accessories, which are the ones that make the difference between one wedding and another. We refer in particular to the favors with sugared almonds, to the possible rental of the car (if you do not already have it available) which must bring the bride and groom to the altar and then to the restaurant, to the jewelry for the bride and groom, such as the solitaire or a precious necklace, or the watch, without forgetting the make-up and hairdresser for both protagonists of the happy event and the cost of the decorations in the church and in the restaurant. As we said before: this ceremony is completely special and is carried out only once in a lifetime, therefore it is right that it should be special, to be remembered both in the minds of the spouses and in those of relatives and guests all.
Postal Service wedding loan
Among the various companies and financial companies that offer wedding loans, we have chosen the Italian Post Office. The solution designed for the newlyweds is that of the ” Best bank Loans “, dedicated specifically to those who wish to start a family and for this reason need financing at always convenient conditions.
Here are the characteristics of this financing:
- minimum amount: 1,500
- maximum amount:15,000
- minimum duration: 12 months
- maximum duration: 84 months
- Fixed TAN: 8.10%
- Maximum APR: 10.36%
- investigation costs: free
- installment collection fees: free
- cost of sending periodic communications: free
- early repayment: YES, at the cost of 1% of the residual capital
The following documents are required to apply for this funding:
- identity card or passport
- health insurance card
- copy of the last paycheck ( employee loans ) or the latest pension slip ( retired loans )
- copy of the last tax return ( loans for self-employed )
- marriage certificate or publication (within one year of the event)
As we have seen, wedding loans are very interesting solutions for those looking for a loan to be able to get married without thinking about money, with the certainty of being able to have exactly the event they wanted (and that maybe they had been dreaming since childhood) without having to give up anything.